Life Insurance, also known as "Term assurance", is insurance for a fixed period of time. This is standard life insurance.
Critical Illness Insurance pays out a tax-free lump sum on the diagnosis of certain life threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants. Possibility to insure children.
Includes e.g. fractures, death in an accident, stay in hospital, severe injuries as a result of an accident, permanent disability as a result of an accident. Option to insure children.
Income protection. This is insurance against incapacity for work caused by an accident or illness.
Insurance for people who want to be sure that in the event of death or serious illness, the insurance company will repay the mortgage debt.
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