{"id":14,"date":"2022-09-14T11:52:45","date_gmt":"2022-09-14T11:52:45","guid":{"rendered":"https:\/\/ubezpieczamsieuk.co.uk\/?page_id=14"},"modified":"2024-10-10T20:36:23","modified_gmt":"2024-10-10T20:36:23","slug":"ubezpieczenie-od-chorob-krytycznych","status":"publish","type":"page","link":"https:\/\/ubezpieczamsieuk.co.uk\/en\/ubezpieczenia\/ubezpieczenie-od-chorob-krytycznych\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>The likelihood of getting a serious illness is much higher than the risk of death so it it worth remembering to<\/p>\n\n\n\n<p>get a financial support in such a difficult situation and consider getting a policy.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What is a critical illness?<\/strong><\/h3>\n\n\n\n<p>The Term&nbsp;<em>'critical illness'<\/em>&nbsp;describes a serious illness that is not fatal in most cases,&nbsp;<\/p>\n\n\n\n<p>causes temporary or permanent inability to work.<\/p>\n\n\n\n<p>Plan pay out  in the event of a diagnosis of illness or in the event of death.<\/p>\n\n\n\n<p>The amount of payout can be distributed according to the beneficiary\u2019s wishes.<\/p>\n\n\n\n<p>It helps to adjust to new ways of functioning and helps to come back to good health.<\/p>\n\n\n\n<p>Similarly to life insurance&nbsp;<a href=\"https:\/\/pfadvisors.co.uk\/ubezpieczenie-na-zycie-w-uk-10-rzeczy-o-ktore-najczesciej-pytaja-nasi-klienci\/\">Life Insurance<\/a>&nbsp;<strong>critical illness cover has got a term.<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"765\" height=\"510\" src=\"https:\/\/ubezpieczamsieuk.co.uk\/wp-content\/uploads\/2022\/09\/steven-hwg-zBsdRTHIIm4-unsplash.jpg\" alt=\"\" class=\"wp-image-58\" srcset=\"https:\/\/ubezpieczamsieuk.co.uk\/wp-content\/uploads\/2022\/09\/steven-hwg-zBsdRTHIIm4-unsplash.jpg 765w, https:\/\/ubezpieczamsieuk.co.uk\/wp-content\/uploads\/2022\/09\/steven-hwg-zBsdRTHIIm4-unsplash-300x200.jpg 300w\" sizes=\"auto, (max-width: 765px) 100vw, 765px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><strong>Example of a calculation<\/strong><\/p>\n\n\n\n<p>Woman 30 years old<\/p>\n\n\n\n<p>non-smoker, occupation - salesman, financial security for the family in the event of a diagnosis of a critical illness or death.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Life insurance amount<\/td><td>\u00a350000<\/td><\/tr><tr><td>Monthly premium<\/td><td>\u00a319.33<\/td><\/tr><tr><td>Guaranteed term of insurance<\/td><td>35 years<\/td><\/tr><tr><td>Insurance company<\/td><td>Aviva<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Calculation date 22\/03\/2023 (Calculation for illustration purposes only)<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Examples of illnesses covered by majority of insurance providers in the UK:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Alzheimers before 65 resulting in permanent symptoms<\/li>\n\n\n\n<li>Operation on veins as a result of illness<\/li>\n\n\n\n<li>Aplastic anemia \u2013 resulting in permanent symptoms<\/li>\n\n\n\n<li>Bacterial meningitis \u2013 resulting in persistent symptoms<\/li>\n\n\n\n<li>Benign brain tumor - resulting in persistent symptoms<\/li>\n\n\n\n<li>Blindness - permanent and irreversible<\/li>\n\n\n\n<li>Cancer, malicious - excluding less advanced cases<\/li>\n\n\n\n<li>Cardiomiopathy<\/li>\n\n\n\n<li>Coma\u2013 resulting in permanent symptoms<\/li>\n\n\n\n<li>Coronary arterial transplant \u2013 bypass \u2013 with sternum separation operation<\/li>\n\n\n\n<li>Creutzfeldt-Jakob disease - requiring constant help and support<\/li>\n\n\n\n<li>Deafness \u2013 permanent and irreversible<\/li>\n\n\n\n<li>Encephalitis<\/li>\n\n\n\n<li>Heart attack, heart valves defect - specific condition<\/li>\n\n\n\n<li>Heart valves replacement or repair \u2013 with sternum separation surgery<\/li>\n\n\n\n<li>Infection with HIV \u2013 when the patient became infected in the UK through blood transfusion<\/li>\n\n\n\n<li>Infection with HIV \u2013 when the patient became infected through physical assault or working in one of the classifying jobs<\/li>\n\n\n\n<li>Kidneys\u2019 damage \u2013 requiring dialysis<\/li>\n\n\n\n<li>Liver damage - final stage<\/li>\n\n\n\n<li>Loss of the ability to independent living -resulting in permanent symptoms<\/li>\n\n\n\n<li>Loss of a hand or foot - total physical separation<\/li>\n\n\n\n<li>Loss of speech- total and irreversible<\/li>\n\n\n\n<li>Transplant of major organs<\/li>\n\n\n\n<li>Motor neurone disease - resulting in permanent symptoms<\/li>\n\n\n\n<li>Open heart operation - with sternum separation operation<\/li>\n\n\n\n<li>Atherosclerosis - with permanent symptoms<\/li>\n\n\n\n<li>Limbs paralysis - total and irrevocable<\/li>\n\n\n\n<li>Parkinson\u2019s disease before 65- resulting in permanent symptoms<\/li>\n\n\n\n<li>Dementia before 65 - resulting in permanent symptoms<\/li>\n\n\n\n<li>Pulmonary hypertension - resulting in permanent symptoms<\/li>\n\n\n\n<li>Progressive supranuclear palsy<\/li>\n\n\n\n<li>Operation of pulmonary trunk \u2013 with sternum separation operation \u2022<\/li>\n\n\n\n<li>Severe lung disease\/respiratory failure - specific condition<\/li>\n\n\n\n<li>Stroke - resulting in permanent symptoms<\/li>\n\n\n\n<li>Systemic lupus erythematosus - severity specified<\/li>\n\n\n\n<li>Incurable disease<\/li>\n\n\n\n<li>3rd degree burns- covering 20% of the skin or 50% of face<\/li>\n\n\n\n<li>Total permanent disability before age 65<\/li>\n\n\n\n<li>Tragic Head Injury - resulting in persistent symptoms<\/li>\n\n\n\n<li>Multiple sclerosis<\/li>\n<\/ul>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-center has-medium-font-size\"><strong>Do you need more information? Book no obligation consultation.<\/strong><\/p>\n\n\n\n<br>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" href=\"https:\/\/ubezpieczamsieuk.co.uk\/kontakt\/\" style=\"background-color:#ffa500\">Contact Form<\/a><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Prawdopodobie\u0144stwo zachorowania na powa\u017cn\u0105 chorob\u0119 jest znacznie wy\u017csze ni\u017c ryzyko \u015bmierci, dlatego te\u017c warto pami\u0119ta\u0107, aby zapewni\u0107 sobie wsparcie finansowe w tej trudnej sytuacji i zastanowi\u0107 si\u0119 nad wykupieniem polisy.&nbsp; Czym jest choroba krytyczna? Termin&nbsp;\u2018choroba krytyczna\u2019&nbsp;okre\u015bla powa\u017cn\u0105 chorob\u0119, kt\u00f3ra w &hellip; <a href=\"https:\/\/ubezpieczamsieuk.co.uk\/en\/ubezpieczenia\/ubezpieczenie-od-chorob-krytycznych\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":10,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/pages\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/comments?post=14"}],"version-history":[{"count":17,"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/pages\/14\/revisions"}],"predecessor-version":[{"id":249,"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/pages\/14\/revisions\/249"}],"up":[{"embeddable":true,"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/pages\/10"}],"wp:attachment":[{"href":"https:\/\/ubezpieczamsieuk.co.uk\/en\/wp-json\/wp\/v2\/media?parent=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}